PUBLIC & PRODUCTS LIABILITY COVER

Essential Liability Cover for Sole Trader and Micro Businesses

No matter how careful a business is, things can happen. Our tailored cover provides a safeguard for commercial clients – helping protect hard-earned finances if your client’s work, services, or products cause harm to others or their property.

Covering Over 400+ Different Occupations

Our Public & Products Liability policy is designed for sole traders and small businesses with up to $1M turnover or 10 full time employees.

Policy Features

Sub-contractor Liability Cover

Protection for personal injury and property damage when sub-contractors are working for the policyholder (conditions apply)*

Waiver of Subrogation

Peace of mind with subrogation rights waived under specified circumstances. (conditions apply)

Commercial Drone Use

Automatic inclusion for approved commercial drone operations**

Consumer Protection Cover

$50,000 cover for plumbers in Victoria and electricians in Queensland

Care, Custody & Control

Up to $250,000 cover for property in your care

Choice of Indemnity Limits

Flexibility to select limits that suit your client’s business needs

*Optional extra – additional premium applies
**Subject to the terms, Claims Conditions, General Conditions, Exclusions, Definitions and Limits of Liability of the policy, unless otherwise stated.

Terms, conditions and exclusions apply. Please review the Policy Wording for full details of cover.

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