Better Liability Cover for Small Business

Our Liability wording has been enhanced to now provide cover for the following additional occupations;

• Drone flying (commercial and licensed only)
• Hairdressers with treatment risk
• Beauticians with treatment risk
• Mechanics with driving risk
• Gardeners with tree lopping up to 3 metres

We have also changed our rating matrix to exclude employees who are not skilled in the chosen occupation. For example, if your client is an electrician and they employ a receptionist and a bookkeeper, these two employees do not need to be declared. Additionally, we no longer require a minimum of 3 years experience for any occupation. Together with our existing policy features such as;

• Market leading sub-contractors extension
• Waiver of subrogation
• Worker to Worker cover with no additional excesses or premium loading
• $50,000 Consumer Protection for plumbers in Vic and electricians in Qld
• Choice of Indemnity limits and Excesses from $0

Our Liability policy becomes the ideal solution for your sole trader and small business clients.